MMy European Plan

Effective 27 October 2026

Terms of Service

These Terms govern your use of myeuropeanplan.com and any assessment, strategy or coordination service purchased from My European Plan, a service operated by ABUNDIS I.K.E. ("My European Plan", "we", "us" or "our"). By using the website or purchasing a service, you agree to these Terms. If a signed proposal, engagement letter or order form conflicts with these Terms, that document prevails for the relevant service.

1. Who we are

My European Plan is operated by ABUNDIS I.K.E., with contact address at 14 Viktoros Ougko Street, Office 613, Thessaloniki 54625, Greece. You can contact us at info@myeuropeanplan.com.

2. Website and preliminary assessment

The website, articles, questionnaires and preliminary assessment provide general information only. They do not constitute legal, tax, immigration, banking, financial or investment advice. Any indication is based on the information you submit and must be confirmed through an individual review by the appropriate qualified professionals.

You must provide information that is accurate and complete to the best of your knowledge. Do not use the website unlawfully, interfere with its operation, attempt unauthorised access, introduce malicious code or copy its content for a competing commercial service.

3. Our role

We provide strategy, project coordination, client support and access to a network of relevant professionals. Unless expressly stated otherwise in writing, we are not your lawyer, tax adviser, investment adviser, bank, immigration authority, property broker or fiduciary. Legal, banking, investment and other regulated services are provided by qualified independent professionals or licensed entities under their own engagement terms and professional duties.

4. Initial discovery and roadmap

The initial discovery call is free and carries no commitment. It helps us understand your family, objectives, constraints and questions. If you choose to engage us, preparation and presentation of the personalised written roadmap form part of the full service after signing and payment of the first milestone. The roadmap covers potentially relevant routes, expected steps, known costs, decision points and next actions. Formal legal opinions, property due diligence, investment recommendations, filing and regulated professional work are included only as expressly agreed in writing.

You are responsible for attending agreed meetings and providing requested information on time. If you need to reschedule, please give at least 24 hours' notice.

5. Full-service coordination

The service scope, deliverables and payment milestones are set out in your signed agreement before work begins. Support continues through receipt of the residence cards within that scope, even though the final payment milestone occurs at filing. Third-party professional fees, government charges, banking costs, investment amounts, property costs, translations and travel are separate unless expressly included in the agreement.

6. Fees and payment

The full-service fee is €9,900 plus 24% VAT (€2,376), for a total of €12,276. There is no separate paid discovery product or discovery-fee credit. The agreed payment schedule is:

Payment is due at the agreed milestone, not at the free initial call. The team provides payment instructions for the correct milestone. Where Stripe or another payment provider is used, its terms and privacy notice apply and the amount payable is shown before authorisation. Investment and external costs are separate unless expressly included in writing. Existing signed engagements retain their agreed terms unless amended by both parties.

7. Cancellation and refunds

If you are a consumer in the European Union or European Economic Area and purchase at a distance, you may have a statutory 14-day right to withdraw. To exercise it, email us a clear request before the period expires. If you ask us to begin during that period, you expressly request early performance and agree that we may retain a proportionate amount for work already performed. Once a service has been fully performed following your express request and acknowledgement, the statutory withdrawal right may no longer apply.

The initial discovery call is free. For paid full-service coordination, cancellation and refund treatment follows the signed proposal, engagement letter or order form. Nothing in these Terms limits rights that cannot legally be excluded.

8. No guarantee and client decisions

We do not guarantee eligibility, residence approval, processing time, government policy, bank acceptance, financing, investment availability, property suitability, returns, resale value, tax treatment or any other outcome. Laws, policies, thresholds, timelines, availability and third-party decisions may change.

You remain responsible for your decisions and for obtaining independent legal, tax and financial advice appropriate to your circumstances. Do not transfer funds, sign a binding document or make an investment solely on the basis of the website, preliminary assessment or strategy roadmap.

9. Independent professionals and third parties

We may introduce or coordinate independent providers, but they control their own professional work and may require a separate engagement. We are not responsible for a third party's acts, omissions, advice, availability or decision, except to the extent liability cannot lawfully be excluded. Links to third-party websites are provided for convenience and do not make us responsible for their content or security.

10. Confidentiality and data

We will treat non-public information you provide as confidential and use it to deliver the service, coordinate approved professionals, comply with law and protect our legitimate interests. Our handling of personal data is described in our Privacy Policy. You authorise us to share information with the professionals and providers reasonably required to perform an agreed service, subject to applicable data-protection law.

11. Intellectual property

The website, brand, assessment structure, templates and general materials belong to us or our licensors. We grant you a personal, non-transferable licence to use client deliverables for your own family planning and professional consultations. You may share them with your advisers, but may not sell, publish, reproduce or use them to provide services to others without our written permission.

12. Liability

Nothing in these Terms excludes liability for fraud, wilful misconduct, death or personal injury caused by negligence, or any liability that cannot legally be limited. To the fullest extent permitted by law, we are not liable for indirect or consequential loss, loss of profit, loss of opportunity, investment loss, market movement, government action, or a third party's act or omission.

To the fullest extent permitted by law, our total liability arising from a particular paid service will not exceed the fees you paid us for that service during the 12 months preceding the event giving rise to the claim. This limit does not reduce any mandatory consumer right.

13. Suspension and termination

We may suspend or end a service if payment is overdue, information required to proceed is not provided, compliance concerns arise, you misuse the service, or continuing would be unlawful or professionally inappropriate. Where reasonably possible, we will explain the issue and allow an opportunity to correct it. Accrued payment obligations and provisions intended to survive termination remain effective.

14. Changes

We may update the website and these Terms to reflect service, legal or operational changes. The effective date above identifies the current version. Changes do not retroactively alter a paid service already agreed, unless required by law or accepted by both parties.

15. Governing law and disputes

These Terms are governed by Greek law. The courts of Thessaloniki, Greece have jurisdiction, subject to any mandatory consumer right to bring proceedings elsewhere. Before starting formal proceedings, please contact us so we can try to resolve the matter in good faith.

16. General

If any provision is unenforceable, the remaining provisions continue in effect. A delay in enforcing a right is not a waiver. You may not transfer your rights under a service without our written agreement. We may use suitably qualified employees, contractors and providers to perform our obligations.

Questions about these Terms may be sent to info@myeuropeanplan.com.

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